Earning Ability Cover a wide range of benefits that provides you with everything you need with regards to disability insurance. If you are unable to earn money due to injury or illness, this product pays out either an income or a lump sum, depending on the benefits you’ve selected according to your needs.

Bank Windhoek's Earnings Ability Cover provides the following benefits:

• Occupational Disability Benefit
• Occupational Disability Temporary Income Benefit
• Comprehensive Disability Benefit
• Daily task benefit
• Accidental disability and/or death benefit
• Business overheads replacer benefit

• Risk Cover- ensures financial security in a number of circumstances



• Lifestyle Adjustment Cover - ensures that your lifestyle is in a similar position to what it used to be before a severe illness or retrenchment



• Future Needs Cover - ensures that all your and your family's future needs are met.

When applying for an account at your local Bank Windhoek branch, remember to bring along the following: