Personal BankingBusiness & Corporate Banking
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Bank Windhoek’s Home Loan is offered for the purpose of acquiring, improving or constructing fixed property for residential purposes, against the security of a mortgage bond over the relevant property in favour of the bank. |
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General Conditions:
- Maximum loan repayment period is 25 years, with an option to repay over a shorter period of time
- Deposit of up to 20% is required, depending on the purchase price of the bank’s valuation of the property, whichever is the lowest.
- Client benefit in terms of obtaining ownership over property without substantial capital outlay.
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When applying for a Home loan at your local Bank Windhoek branch, remember to bring along the following: |
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- Your Namibian ID / valid Passport / valid Namibian Driver's License
- Proof of income (i.e. Your latest pay slip)
- Proof of your residential address (i.e. Your most recent municipal account, not older than 3 months)
- Marriage certificate and Anti-Nuptial Contract(if applicable) (if married) / Divorce order together with settlement agreement (if divorced) / Death certificate (if widowed)
- Deed of Sale for purchase of the property
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