*:not([class*='fa-']) {
    font-family: "Calibri", "Verdana", "Candara", "Segoe", "Segoe UI", "Optima", "Arial", "sans-serif";
    color: #002C57;
    box-sizing: border-box; /* allow padding/border to be included in widths */
}
#back-to-top,
#back-to-top .glyphicon {
    font-family: "Glyphicons Halflings" !important;    /* or: unset */
    color: inherit !important;           /* let the original icon styles apply */
}

html, body {
    margin: 0;
    padding: 0;
    max-width: 100%;
}

/* images & media should never overflow */
img, video {
    max-width: 100%;
    height: auto;
    display: block;
}

.label2{
    display: inline;
    padding: 4px;
    font-size: 23px;
    font-weight: 700;
    line-height: 1;
    color: #fff;
    text-align: center;
    white-space: wrap;
    vertical-align: baseline;
    border-radius: .25em;   
}

.text-center2{
    text-align: center;
    margin-bottom: 10px;

}

.label-greyone{
    background-color: #777;
}

.input-group-addon2{
    display: none;
}

.BannerContainer {
    width: 96%;
    margin: 1% 2% auto 2%;
    position: relative;
}
.Banner {
    width: 100%;
    height: auto;
        margin-top: 1%;
}
.BannerOverlay {
    position: absolute;
    top: 25%;
    right: 5%;
    width: 30%;
    height: auto;
}

/* keep banner centered and constrained */
.feature-section {
    display: flex;
    align-items: center;
    gap: 40px;
    flex-wrap: wrap;
    width: 96%;
    margin: 2%;
}

.feature-image {
    flex: 1 1 45%;
    max-width: 45%;
}

.feature-image img {
    width: 100%;
    height: auto;
}

.feature-container {
    flex: 1 1 45%;
    max-width: 45%;
}

.feature-heading {
    color: #27365b !important;
    font-size: 34px !important;
    margin-bottom: 12px;
    font-weight: bold !important;
}

.feature-content {
    font-size: 20px !important;
    line-height: 1.6;
}
.feature-section2 {
    display: flex;
    flex-wrap: wrap;
    width: 96%;
    margin: 2%;
    align-items: stretch; /* Ensures both children stretch to same height */
}
 
.feature-image2 {
    max-width: 45%;
    margin-right: 5%;
    display: flex; /* Makes the image container flexible */
}
 
.feature-image2 img {
    width: 100%;
    height: 100%; /* Makes image fill the container height */
    object-fit: cover; /* Maintains aspect ratio while filling space */
}
 
.feature-container2 {
    max-width: 50%;
    padding: 4%;
    background-color: #F2F2F2;
    border-radius: 25px;
    display: flex;
    flex-direction: column;
    justify-content: center; /* Centers content vertically */
}
 
.feature-heading2 {
    color: #27365b !important;
    font-size: 50px !important;
    margin-bottom: 12px;
    font-weight: bold !important;
}
 
.feature-content2 {
    font-size: 22px !important;
    line-height: 1.6;
}

/* #endregion */

/* #region Planning to take a loan section */
/* center the section and allow internal items to shrink */
.planningToTakeOutALoanSection {
    width: 96%;
    margin: 2% auto; /* center, remove forced left/right px */
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
}

/* allow images to scale and not force overflow */
.guyInAirport {
    max-width: 100%;
    height: auto;
    display: block;
    width: 94%;
    object-fit: contain;
}

/* keep your intended 40% width for the text block (side-by-side on wide screens) */
.planningToTakeALoan {
    max-width: 100%;
    height: auto;
    display: block;
    width: 40%;
    object-fit: contain;
    padding-left: 0;
    margin-left: 0;
}

/* text styles */
.planningToTakeALoanDescription {
    font-size: 23px;
    line-height: 1.6;
    margin-top: 1%;
    margin-bottom: 1%;
}

/* headings intentionally large (kept as-is) */
.planningToTakeALoanHeading {
    font-weight: bolder !important;
    font-size: 50px !important;
    margin-bottom: 0 !important;
    margin-top: 0 !important;
    padding-bottom: 1% !important;
}

.h2, h2 {
    font-weight: bolder !important;
    font-size: 50px !important;
    margin-bottom: 0 !important;
    margin-top: 0 !important;
    padding-bottom: 1% !important;
}
/* #endregion */

/* #region How to Use the Personal Loan Calculator Section*/
.howToPageSection {
    background-color: #FDD9D9;
    width: 96%;
    margin: 2% auto;
    border-radius: 25px;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: flex-start;
    padding: 2%;
}

.howToHeading {
    font-weight: bolder;
    font-size: 50px !important;
    margin-bottom: 0;
    margin-top: 0;
    margin-left: 0;
}

.howToDescription {
    padding-left: 0;
    margin-top: 0;
    align-items: center;
    align-content: center;
    padding-right: 1%;
    margin-right: 1%;
    flex: 1 1 40%;
}

.howToList {
    font-size: 32px !important;
    color: #193157;
    align-items: flex-start;
    margin-left: 0; /* removed large fixed indent to avoid overflow */
    line-height: 1.3;
    
}

.no-bullets {
    list-style-type: none;
    padding-left: 0;
    margin-bottom: 0;
}
/* #endregion */

/* #region Personal Loan Calculator Section */
.CalculatorSection {
    width: 96%;
    margin: 2% auto;
    display: flex;
    flex-wrap: nowrap;
    align-items: stretch;
    gap: 2%;
    position: relative;
}

/* containers inside calculator preserve proportions */
.calculatorLeftContainer {
    width: 100%; /* changed to 100% to avoid additional overflow; internal widths controlled below */
    display: flex;
    flex-direction: column;
}

/* Left Panel - Calculator Inputs */
.calculatorLeftPanel {
    background-color: #F2F2F2;
    border-top-left-radius: 25px;
    border-bottom-left-radius: 25px;
    padding: 4% 4% 2% 4%;
    flex: 1 1 54%;
    display: flex;
    flex-direction: column;
    position: relative;
    margin-bottom: 2%;
}

/* Apply red border and 15px radius to inputs inside both panels */
.calculatorLeftPanel input,
.calculatorLeftPanel select,
.calculatorRightPanel input,
.calculatorRightPanel select {
    border-color: #EB0716 !important;
    border-radius: 15px !important;
    border-width: 2px !important;
}
/* placeholder padding - left padding retained for styling */
.calculatorLeftPanel input::placeholder,
.calculatorRightPanel input::placeholder {
    color: #D9D9D9 !important;
    font-weight: bold !important;
    opacity: 1 !important;
    /* padding-left: 4%; */
}

.calculatorRightContainer {
    width: 100%;
    display: flex;
    flex-direction: column;
}

/* small helper to ensure flex children can shrink and not overflow */
.CalculatorSection > * {
    min-width: 0;
}

/* keep heading */
.calculatorHeading {
    font-weight: bolder !important;
    font-size: 50px !important;
    color: #002C57 !important;
    margin-top: 0 !important;
    margin-bottom: 3% !important;
}

/* Input group layout - allow label & input to shrink */
.inputGroup {
    margin-bottom: 4%;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1%;
}

/* make sure form-group won’t overflow its flex parent */
.inputGroup .form-group,
.feedbackItem .form-group {
    width: 60%;
    margin-bottom: 0;
    min-width: 0;
}

/* Input group wrapper */
.inputGroup .input-group,
.feedbackItem .input-group {
    position: relative;
    display: flex;
    width: 100%;
    align-items: stretch;
}

.inputLabel, .feedbackLabel {
    display: inline-block;
    font-size: 23px;
    color: #002C57;
    margin-bottom: 0;
    font-weight: normal;
    width: 40%;
    /* flex-shrink: 0; */
    min-width: 0;
}

.required {
    color: #EB0716;
}

/* keep your input look */
.calculatorInput {
    width: 100%;
    padding: 15px 20px;
    border: 2px solid #EB0716;
    border-radius: 10px;
    font-size: 18px;
    color: #002C57;
    background-color: white;
    box-sizing: border-box;
    min-height: 60px;
    flex: 1 1 auto;
    min-width: 0;
}


/* Select dropdown specific styling - keep as-is */
.inputGroup .input-group select.calculatorInput {
    cursor: pointer;
    background-repeat: no-repeat;
    background-position: right 15px center;
    padding-right: 40px;
}

/* Placeholder color handling */
.inputGroup .input-group select.calculatorInput.placeholder {
    color: #D9D9D9 !important;
}
.inputGroup .input-group select.calculatorInput:not(.placeholder) {
    color: #002C57 !important;
}

.feedbackValue {
    padding-left: 30px !important;
}

/* ensure .form-control doesn’t cause overflow */
.CalculatorSection .input-group .form-control {
    background-color: white !important;
    position: relative;
    z-index: 2;
}

/* focus state */
.calculatorInput:focus {
    outline: none;
    border-color: #EB0716;
}

/* button groups */
.buttonGroup1, .buttonGroup2 {
    display: flex;
    gap: 15px;
    margin-top: auto;
    padding-top: 0px;
    width: 100%;
}

.btnCalculate, .btnCalculate:hover {
    flex: 1;
    background-color: #002C57;
    color: white;
    border: none;
    border-radius: 30px;
    font-size: 30px;
    font-weight: bold;
    cursor: pointer;
}
.btnReset, .btnApply,.btnReset:hover, .btnApply:hover {
    flex: 1;
    background-color: #EB0716;
    color: white;
    border: none;
    border-radius: 30px;
    font-size: 30px;
    font-weight: bold;
    cursor: pointer;
}

/* Right Panel - Feedback */
.calculatorRightPanel {
    background-color: #F2F2F2;
    border-top-right-radius: 25px;
    border-bottom-right-radius: 25px;
    padding: 4% 4% 2% 4%;
    flex: 1 1 42%;
    display: flex;
    flex-direction: column;
    margin-bottom: 2%;
    min-width: 0;
}

.feedbackHeading {
    font-weight: bolder !important;
    font-size: 50px !important;
    color: #002C57 !important;
    margin-top: 0 !important;
    margin-bottom: 30px !important;
}

.feedbackItem {
    margin-bottom: 25px;
    display: flex;
    align-items: center;
    gap: 20px;
    min-width: 0;
}

.feedbackValue {
    width: 100%;
    padding: 15px 20px;
    border: 2px solid #EB0716;
    border-radius: 10px;
    font-size: 18px;
    color: #002C57;
    background-color: white;
    box-sizing: border-box;
    min-height: 60px;
    flex: 1 1 auto;
    min-width: 0;
}

.feedbackValue[readonly] {
    background-color: white !important;
    cursor: default;
}

.disclaimer {
    font-size: 14px;
    color: #666;
    margin-top: 10px;
    padding-top: 20px;
    text-align: right;
}

.CalculatorSection .form-group {
    margin-bottom: 0;
}

.CalculatorSection .has-error .calculatorInput,
.CalculatorSection .has-error .feedbackValue {
    border-color: #EB0716;
}



.btnCalculate,
.btnReset,
.btnApply {
    line-height: 1 !important;  /* keeps button height unchanged */
}

.validation-warning {
    position: absolute;
    background-color: #ff4444;
    color: white;
    padding: 6px 10px;
    border-radius: 4px;
    font-size: 12px;
    top: 100%;
    left: 0;
    margin-top: 5px;
    z-index: 1000;
    display: none;
    white-space: nowrap;
}

.validation-warning::before {
    content: '';
    position: absolute;
    top: -5px;
    left: 20px;
    width: 0;
    height: 0;
    border-left: 5px solid transparent;
    border-right: 5px solid transparent;
    border-bottom: 5px solid #ff4444;
}

.input-wrapper {
    position: relative;
}

.calculatorLeftPanel input.calculatorInput {
    padding-left: 20px;
}

.calculatorLeftPanel select.calculatorInput {
    padding-left: 20px;
}

/* #endregion */

/* #region Key Benefits of a Bank Windhoek Personal Loan Section */
.keyBenefitsSection {
    width: 96%;
    margin: 5% auto;
    display: flex;
    flex-wrap: nowrap;
    align-items: flex-start;
    justify-content: flex-start;
}

.keyBenefitsDescription {
    padding-left: 10%;
    flex: 1 1 100%;
}

.keyBenefitsHeading {
    font-weight: bolder;
    font-size: 50px !important;
    margin-bottom: 0;
    margin-top: 0;
    color: #193157;
    white-space: nowrap;
}



.keyBenefitsList {
    padding-left: 0;
    /* margin-top: 1px; */
    padding-right: 1%;
    margin-right: 1%;
    font-size: 22px !important;
    margin-top: 0;
    color: #193157;
}

.bullets {
    color: #EB0716;
    padding-left: 0;
    margin-bottom: 10px;
    list-style-type: square;
}

.blue-text-color {
    color: #193157;
    font-size: 32px;
    margin-bottom: 0;
    padding-bottom: 0;
    line-height: 0.5;
    margin-left: 0;
}
/* #endregion */

/* #region Understanding Repayments Section */
.understandingRepaymentsSection {
    width: 96%;
    margin: 2% auto;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: flex-start;
}

.InterestRatesExplainedContainer {
    width: 48%;
    min-width: 0;
}

.LoanTermOptionsContainer {
    width: 48%;
    margin-left: 10%;
    min-width: 0;
}

.loantermoptions {
    font-size: 44px !important;
    color: #EB0716 !important;
}

.loanInterestDescription {
    font-size: 22px !important;
    color: #193157 !important;
}

.interestLoanTermOptionsContainer {
    width: 100%;
    align-items: flex-start;
    justify-content: flex-start;
    display: flex;
    flex-wrap: nowrap;
}

/* container cards */
.underStandingRepaymentsTopContainer {
    background-color: #F2F2F2;
    border-top-left-radius: 25px;
    border-top-right-radius: 25px;
    width: 100%;
    padding: 3%;
}

.row3 {
    display: flex !important;
    justify-content: flex-start;
    align-items: center;
    flex-wrap: wrap;
    gap: 3%;
    width: 100%;
    margin: 0;
}

.row3 > div {
    white-space: nowrap;
    justify-content: center;
}

.feesAndAdditionalCostsHeadingContainer {
    flex: 1;
}

.feesAndAdditionalCostsHeading {
    margin: 0;
    font-size: 24px;
    white-space: normal;
}

.understandingRepaymentsBottomContainer {
    background-color: #D9D9D9;
    border-bottom-left-radius: 25px;
    border-bottom-right-radius: 25px;
    width: 100%;
    padding: 3%;
}

.adminFeesContainer, .creditCardContainer {
    /* border-right: 1px solid #D9D9D9; */
    padding-right: 1%;
    margin-right: 1%;
}

.oneOffProcessingFeesContainer {
    border-left: 1px solid #D9D9D9;
    padding-left: 40px;
    margin-left: 40px;
}

.divider {
    display: inline-block;
    width: 1px;
    height: 100px;
    background-color: #000;
}
.divider1 {
    display: inline-block;
    width: 1px;
    height: 150px;
    background-color: #000;
}
/* #endregion */

/* #region FAQS Section */
.faqPageSection {
    width: 96%;
    margin: 5% auto;
    display: flex;
    flex-wrap: nowrap;
    align-items: center;
    justify-content: flex-start;
    gap: 15%;
}

.faqHeading {
    font-weight: bolder !important;
    font-size: 50px !important;
    margin-bottom: 0 !important;
    margin-top: 0 !important;
    text-align: start;
}

.faqQuestionContainer {
    padding-left: 0; /* removed forced 20% padding which caused overflow */
    width: 100%;
}

.faqItem {
    padding: 1%;
    border-radius: 25px;
    overflow: hidden;
    transition: background-color 0.3s ease;
    margin-bottom: 10px;
}

.faqQuestionOne, .faqQuestionTwo, .faqQuestionThree {
    padding: 0;
}

.faqAnswerOne, .faqAnswerTwo, .faqAnswerThree {
    padding: 1%;
    display: none;
}

.faqQuestionText {
    font-size: 30px;
    padding-left: 0; /* removed heavy indent */
    margin: 0;
    font-weight: bolder;
}

.faqAnswerText {
    font-size: 22px;
    margin: 0;
    padding-left: 0;
}

.faqItem.active {
    background-color: #F2F2F2;
}

.horizontalLineContainer {
    display: flex;
    justify-content: center;
    align-items: center;
}

.horizontalLine {
    display: block;
    width: 100%;
    height: 1px;
    background-color: grey;
    margin: 1% auto;
}

.faqToggleArrow {
    float: right;
    cursor: pointer;
    font-size: 1.2em;
    user-select: none;
    padding-right: 1%;
}
/* #endregion */

/* #region Related Tools & Products Section */
.relatedToolsHeading {
    font-weight: bolder !important;
    font-size: 50px !important;
    margin-bottom: 0 !important;
    margin-top: 0 !important;
    padding-bottom: 1% !important;
    text-align: left;
    margin-left: 0;
}

.cardContainer {
    display: flex;
    gap: 3%;
}

.cardContainer > div:first-child {
    justify-content: flex-start;
}

.cardContainer > div:last-child {
    justify-content: flex-end;
}

.cardContainer > div:not(:first-child):not(:last-child) {
    justify-content: center;
}

.img-card {
    width: 100%;
    max-width: 330px;
    height: auto;
    cursor: pointer;
    object-fit: contain;
}

.relatedToolsSection {
    width: 96%;
    margin: 2% auto;
    display: grid;
    flex-wrap: nowrap;
    
}
.additionalCostsSection {
    width: 100%;
}

/* Main heading at top only, left-aligned */
.additionalCostsMainHeadingContainer {
    width: 100%;
    margin-bottom: 25px;
}

.additionalCostsMainHeading {
    font-size: 28px; /* slightly smaller than old huge heading */
    font-weight: 700;
    color: #002C57;
    text-align: left;
}

/* Subsections row */
.additionalCostsSubsections {
    display: flex;
    justify-content: flex-start;
    align-items: flex-start;
    gap: 30px;
    flex-wrap: wrap; /* allows wrapping on smaller screens */
}

/* Each subsection box */
.additionalCostItem {
    flex: 1 1 30%;
    min-width: 250px;
    text-align: left;
}

/* Subsection heading */
.additionalCostItemHeading {
    font-size: 36px;
    font-weight: 600;
    margin-bottom: 5px;
    color: #002C57;
}

/* Paragraph content */
.additionalCostItem p {
    font-size: 18px;
    color: #002C57;
    margin: 0;
}

/* Divider between subsections */
.additionalCostDivider {
    width: 1px;
    background-color: #000;
    min-height: 80px;
    align-self: stretch;
}
.accumulateOptions{
 margin-bottom: 4%;
}

.accumulateOptions .inputGroup {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    gap: 10px;
    margin-bottom: 0%;
}

.accumulateOptions .form-group {
    width: auto; /* overrides the global 10% width */
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Make radios normal-sized and consistent */
.accumulateOptions input[type="radio"].calculatorInput {
    appearance: auto;
    width: 16px;
    height: 16px;
    margin: 0;
    padding: 0;
    border: none;
    border-radius: 50%;
    accent-color: #002C57; /* your brand blue */
}

/* Label tweaks – scoped only to this block */
.accumulateOptions .inputLabel {
    font-size: 22px;
    width: auto;
    color: #002C57;
    margin: 0;
    font-weight: normal;
}
/* #endregion */

/* #region Responsiveness Sections */
@media (max-width: 1400px){
    .additionalCostsSubsections{
        gap:20px;
    }
}

@media (max-width: 1300px){
    .calc-card {
        height: 400px;
    }

    .cardContainer{
        padding-bottom: 10% !important;
    }

    .adminFeesHeading, 
    .creditLifeInsuranceHeading, 
    .oneOffProcessingFeesHeading{
        font-size: 30px !important;
    }

    .feesAndAdditionalCostsHeading{
        font-size: 40px !important;
    }

    .oneOffProcessingFeesContainer{
        padding-left: 10% !important;
        margin-left: 0 !important;
    }
    .faqItem{
        margin-top: 7px;
    }

    .additionalCostItem {
    flex: 1 0 11%;
    min-width: 250px;
    text-align: left;
}


@media (max-width: 1180px) and (min-width: 1025px){
    .feature-heading {
        font-size: 26px !important;
    }
    .feature-content {
        font-size: 17px !important;
    }
    .feature-heading2 {
        font-size: 26px !important;
    }
    .feature-content2 {
        font-size: 17px !important;
    }

    .cardContainer{
        padding-bottom: 10% !important;
    }

    .adminFeesHeading, 
    .creditLifeInsuranceHeading, 
    .oneOffProcessingFeesHeading{
        font-size: 30px !important;
    }

    .feesAndAdditionalCostsHeading{
        font-size: 40px !important;
    }
    
    .oneOffProcessingFeesContainer{
        padding-left: 10% !important;
        margin-left: 0 !important;
    }

    .faqItem{
        margin-top: 7px;
    }
}

@media (max-width: 1024px) {
    .label2{
        font-size: 20px !important;
    }

    .calc-card-col {
        flex: 1 1 50%;
        max-width: 50%;
    }
    .feature-image, .feature-container {
        max-width: 100%;
        flex: 1 1 100%;
        text-align: center;
    }
    .feature-image2, .feature-container2 {
        max-width: 100%;
        flex: 1 1 100%;
        text-align: center;
    }
    .calc-card {
        height: 360px;
    }

    .howToPageSection{
        flex-wrap: wrap;
        padding: 5%;
    }

    .howToHeading{
        font-size: 30px !important;
    }

    .howToHeading br{
        display: none;
    }

    .howToDescription{
        font-size: 15px !important;
    }

    .howToList{
        font-size: 20px !important;
        padding: 10px 0px 0px 0px;
    }

    .CalculatorSection {
        flex-wrap: wrap;
        
    }

    .calculatorLeftPanel {
        padding: 5%;
        border-top-right-radius: 25px;
        border-bottom-right-radius: 25px;
        flex-wrap: wrap;
        margin-bottom: 2%;
        
    }

    .inputGroup {
        flex-wrap: wrap;
        width: 100%;
    }

    .inputLabel, .feedbackLabel {
        font-size: 20px;
        margin: 0;
        padding: 0;
        white-space: wrap;
        width: 90%;
    }
    .accumulateOptions .inputLabel {
        font-size: 19px;
    }
    .accumulateOptions .inputLabel {
        width: 90%;
    }
    .CalculatorSection .input-group .form-control {
        width: 100%;
    }

    .buttonGroup1, .buttonGroup2 {
        flex-direction: column;
    }

    .calculatorRightPanel {
        border-top-left-radius: 25px;
        border-bottom-left-radius: 25px;
        margin-bottom: 1%;
        padding: 5%;
        margin-top: 2%;
        margin-bottom: 2%;
    }
    .btnCalculate,
    .btnReset,
    .btnApply {
        font-size: 22px !important;
    }
    .feedbackItem {
        flex-wrap: wrap;
        padding: 0;
        margin: 0;
        gap: 0;
        margin-bottom: 4%;
    }

    .CalculatorSection .form-group {
        width: 100%;
    }
    .accumulateOptions .form-group {
        width: auto !important;
    }

    .keyBenefitsSection {
        flex-wrap: wrap;
    }

    .keyBenefitsHeading {
        font-size: 30px !important;
        white-space: wrap;
    }

    .keyBenefitsHeading br{
        display: none;
    }

    .blue-text-color {
     font-size: 20px !important;   
    }

    /* .understandingRepaymentsHeadingContainer{
        margin-left: 20px;
    } */

    .understandingRepaymentsHeading {
        font-size: 22px !important;
        white-space: wrap;
        flex-direction: row !important;
    }

    .loantermoptions{
        font-size: 16px !important;
    }

    .loanInterestDescription{
        font-size: 15px !important;
    }

    .row3{
        align-items: center;
        gap: 0;
    }

    .row3 > div{
        margin: 0;
        gap: 0;
    }

    .feesAndAdditionalCostsHeading{
        font-size: 22px !important;
        flex: 0 0 100%;
        width: 100%;
        
    }

    .adminFeesContainer{
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 20px;
    }

    .creditLifeInsuranceContainer{ 
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 20px;
    }

    .oneOffProcessingFeesContainer{
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 0;
    }

    .feesAndAdditionalCostsHeadingContainer{
        width: 100%;
        flex: 0 0 100%;
    }

    .divider, .divider1{
        display: none;
    }

    .adminFeesHeading, 
    .creditLifeInsuranceHeading, 
    .oneOffProcessingFeesHeading{
        font-size: 16px !important;
    }  

    .faqPageSection{
        flex-wrap: wrap;
    }
    .faqHeadingContainer{
        flex-wrap: wrap;
        width: 100%;
    }

    .faqItem{
        margin-top: 7px;
    }
    .faqHeading{
        font-size: 22px !important;
        white-space: nowrap;
        padding: 0px 0px 10px 0px;
    }

    .faqHeading br{
        display: none;
    }

    .faqAnswerOne,
    .faqAnswerTwo,
    .faqAnswerThree{
        padding: 10px;
    }

    .faqQuestionOne,
    .faqQuestionTwo,
    .faqQuestionThree{
        padding: 10px;
    }

    .faqQuestionText, 
    .faqQuestionText, 
    .faqQuestionText{
        font-size: 15px !important;
    }

    .faqAnswerText, 
    .faqAnswerText, 
    .faqAnswerText{
        font-size: 15px !important;
    }

    .relatedToolsSection{
        flex-wrap: wrap;
    }

    .relatedToolsHeading{
        font-size: 22px !important;
    }

    .cardContainer{
        object-fit: contain;
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(40%, 3fr));
        padding-bottom: 2%;
    }
    .additionalCostsSubsections {
        flex-wrap: wrap;
        gap: 10px;
    }
    .additionalCostItem {
        flex: 1 1 45%;
        min-width: 200px;
    }

    .additionalCostItem {
        flex: 1 1 100%;
    }
    .additionalCostDivider {
        display: none; /* hide vertical divider when stacked */
    }
    .additionalCostsMainHeading{
        font-size: 28px !important;
    }
    .additionalCostItemHeading{
        font-size: 25px !important;
        margin-top: 0px;
    } 
    .additionalCostItem p{
        font-size: 16px !important;
    }
    .oneOffProcessingFeesContainer{
        padding-left: 10% !important;
        margin-left: 0 !important;
    }
}


@media (max-width: 600px) {

    .label2{
        font-size: 16px !important;
    }

    .calc-card-col {
        flex: 1 1 100%;
        max-width: 100%;
    }
    .feature-section {
        gap: 10px;
    }
    .feature-heading {
        font-size: 26px !important;
        padding: 0 2%;
    }
    .feature-content {
        font-size: 17px !important;
        padding: 0 2%;
    }
    .feature-section2 {
        gap: 10px;
    }
    .feature-heading2 {
        font-size: 26px !important;
        padding: 0 2%;
    }
    .feature-content2 {
        font-size: 17px !important;
        padding: 0 2%;
    }
    .calc-card {
        height: 300px;
    }
    .calc-card-heading {
    font-size: 20px !important;
    }

    .planningToTakeALoanSection{
        flex-wrap: wrap;
    }
    
    .planningToTakeALoan{
        flex-wrap: wrap;
    }

    .planningToTakeALoanHeading{
        font-size: 30px !important;
    }

    .planningToTakeALoanDescription{
        font-size: 20px !important;
        flex-wrap: wrap;
    }

    .howToPageSection{
        flex-wrap: wrap;
        padding: 5%;
    }

    .howToHeading{
        font-size: 30px !important;
        flex-wrap: wrap;
    }

    .howToHeading br{
        display: none;
    }

    .howToDescription{
        font-size: 15px !important;
        flex-wrap: wrap;
    }

    .howToList{
        font-size: 20px !important;
        flex-wrap: wrap;
    }

    .CalculatorSection {
        flex-wrap: wrap;
        
    }

    .calculatorLeftPanel {
        padding: 8%;
        border-top-right-radius: 25px;
        border-bottom-right-radius: 25px;
        flex-wrap: wrap;
        margin-bottom: 2%;
        
    }

    .calculatorHeading {
        font-size: 30px !important;
        
    }

    .inputGroup {
        flex-wrap: wrap;
        width: 100%;
    }

    .inputLabel, .feedbackLabel {
        font-size: 20px;
        margin: 0;
        padding: 0;
        white-space: wrap;
    }

    .CalculatorSection .input-group .form-control {
        width: 100%;
    }

    .buttonGroup1, .buttonGroup2 {
        flex-direction: column;
    }
    .btnCalculate,
    .btnReset,
    .btnApply {
        font-size: 20px !important;
    }
    .calculatorRightPanel {
        border-top-left-radius: 25px;
        border-bottom-left-radius: 25px;
        /* flex-wrap: wrap; */
        margin-bottom: 1%;
        padding: 8%;
        margin-top: 2%;
    }

    .feedbackHeading {
        font-size: 30px !important;
    }

    .feedbackItem {
        flex-wrap: wrap;
        padding: 0;
        margin: 0;
        gap: 0;
        margin-bottom: 4%;
    }

    .CalculatorSection .form-group {
        width: 100%;
    }
    .accumulateOptions .form-group {
        width: auto !important;
    }
    .keyBenefitsSection {
        flex-wrap: wrap;
    }

    .keyBenefitsHeading {
        font-size: 30px !important;
        white-space: wrap !important;
    }

    .keyBenefitsHeading br{
        display: none;
    }

    .blue-text-color {
     font-size: 20px !important;   
    }

    /* .understandingRepaymentsHeadingContainer{
        margin-left: 20px;
    } */

    .understandingRepaymentsHeading {
        font-size: 22px !important;
        white-space: wrap;
        flex-direction: row !important;
    }

    .understandingRepaymentsHeading {
        font-size: 22px !important;
        white-space: wrap;
        flex-direction: row !important;
    }

    .loantermoptions{
        font-size: 16px !important;
    }

    .loanInterestDescription{
        font-size: 15px !important;
    }

    .row3{
        align-items: center;
        gap: 0;
    }

    .row3 > div{
        margin-left: 10px;
        gap: 0;
    }

    .feesAndAdditionalCostsHeading{
        font-size: 22px !important;
        flex: 0 0 100%;
        width: 100%;
        
    }

    .adminFeesContainer{
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 20px;
    }

    .creditLifeInsuranceContainer{ 
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 20px;
    }

    .oneOffProcessingFeesContainer{
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 0;
    }

    .feesAndAdditionalCostsHeadingContainer{
        width: 100%;
        flex: 0 0 100%;
    }

    .divider, .divider1{
        display: none;
    }

    .adminFeesHeading, 
    .creditLifeInsuranceHeading, 
    .oneOffProcessingFeesHeading{
        font-size: 16px !important;
    }

    .cardContainer{
        object-fit: contain;
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(40%, 3fr));
        padding-bottom: 10% !important;
    }
    .additionalCostItem {
        flex: 1 1 100%;
    }
    .additionalCostDivider {
        display: none; /* hide vertical divider when stacked */
    }
    .additionalCostsMainHeading{
        font-size: 28px !important;
    }
    .additionalCostItemHeading{
        font-size: 20px !important;
        margin-top: 0px;
    } 
    .additionalCostItem p{
        font-size: 16px !important;
    }
    .faqItem{
        margin-top: 7px;
    }
}

@media (max-width: 450px) {

    .label2{
        font-size: 16px !important;
    }

    .faqItem{
        margin-top: 7px;
    }

    .feature-heading {
        font-size: 22px !important;
        padding: 0 2%;
    }
    .feature-content {
        font-size: 15px !important;
        padding: 0 2%;
    }
    .feature-heading2 {
        font-size: 22px !important;
        padding: 0 2%;
    }
    .feature-content2 {
        font-size: 15px !important;
        padding: 0 2%;
    }
    .calc-card {
        height: 280px;
    }
    .feature-section {
        gap: 0px;
    }

    .howToPageSection{
        flex-wrap: wrap;
        padding: 5%;
    }

    .howToHeading {
    font-size: 22px !important;
    }

    .howToHeading br{
        display: none;
    }

    .howToDescription{
        font-size: 15px !important;
    }

    .howToList{
        font-size: 15px !important;
    }

    /* .understandingRepaymentsHeadingContainer{
        margin-left: 20px;
    } */

    .understandingRepaymentsHeading {
        font-size: 22px !important;
        white-space: wrap;
        flex-direction: row !important;
    }

    .understandingRepaymentsHeading {
        font-size: 22px !important;
        white-space: wrap;
        flex-direction: row !important;
    }

    .loantermoptions{
        font-size: 16px !important;
    }

    .loanInterestDescription{
        font-size: 15px !important;
    }

    .row3{
        align-items: center;
        /* gap: 50px; */
    }

    /* .row3 > div{
        margin-left: 20px;
        gap: 0;
    } */

    .feesAndAdditionalCostsHeading{
        font-size: 22px !important;
        flex: 0 0 100%;
        width: 100%;
        
    }

    .adminFeesContainer,
    .creditLifeInsuranceContainer,
    .oneOffProcessingFeesContainer{
        flex-wrap: wrap;
        /* margin-left: 20px; */
    }

    .feesAndAdditionalCostsHeadingContainer{
        width: 100%;
        flex: 0 0 100%;
    }

    .divider, .divider1{
        display: none;
    }

    .adminFeesHeading, 
    .creditLifeInsuranceHeading, 
    .oneOffProcessingFeesHeading{
        font-size: 16px !important;
    }

    .cardContainer{
        object-fit: contain;
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(40%, 3fr));
        padding-bottom: 10% !important;
    }
}

@media (max-width: 400px) {

    .label2{
        font-size: 16px !important;
    }

    .faqItem{
        margin-top: 7px;
    }

    .feature-heading {
        font-size: 22px !important;
        padding: 0 2%;
    }
    .feature-content {
        font-size: 15px !important;
        padding: 0 2%;
    }
    .feature-heading2 {
        font-size: 22px !important;
        padding: 0 2%;
    }
    .feature-content2 {
        font-size: 15px !important;
        padding: 0 2%;
    }
    .calc-card {
        height: 280px;
    }
    .feature-section {
        gap: 0px;
    }
    .feature-section2 {
        gap: 0px;
    }

    .howToPageSection{
        flex-wrap: wrap;
        padding: 5%;
    }

    .howToHeading{
        font-size: 22px !important;
    }

    .howToHeading br{
        display: none;
    }

    .howToDescription{
        font-size: 15px !important;
    }

    .howToList{
        font-size: 15px !important;
    }

    .CalculatorSection {
        flex-wrap: wrap;
        
    }

    .calculatorLeftPanel {
        padding: 8%;
        border-top-right-radius: 25px;
        border-bottom-right-radius: 25px;
        flex-wrap: wrap;
        margin-bottom: 2%;
        
    }

    .calculatorHeading {
        font-size: 22px !important;
        
    }
    .accumulateOptions .inputGroup .form-group {
        width: 5% !important;
    }
    .accumulateOptions .inputLabel {
        width: 90%!important;
    }
    
    .accumulateOptions .inputGroup {
        flex-direction: row !important;
    }
    .inputGroup {
        flex-wrap: wrap;
        width: 100%;
        flex-direction: column !important;
        align-items: flex-start !important;
    }

    .inputGroup .form-group,
    .feedbackItem .form-group {
        width: 100% !important;
    }

    .inputGroup .input-group,
    .feedbackItem .input-group {
        width: 100% !important;
    }

    .inputLabel, .feedbackLabel {
        /* font-size: 20px;
        margin: 0;
        padding: 0;
        white-space: wrap; */
        width: 100% !important; /* Full width when stacked */
        font-size: 15px !important; /* Smaller */
        margin-bottom: 1%;
    }

    .calculatorInput {
        font-size: 14px !important; /* Smaller text */
        padding: 10px 15px !important; /* Less padding */
        min-height: 45px !important; /* Smaller height */
    }

    .feedbackValue {
        font-size: 14px !important; /* Smaller text */
        padding: 10px 15px !important; /* Less padding */
        min-height: 45px !important; /* Smaller height */
    }

    .CalculatorSection .input-group .form-control {
        width: 100%;
    }

    .buttonGroup1, .buttonGroup2 {
        flex-direction: column;
    }

    .calculatorRightPanel {
        border-top-left-radius: 25px;
        border-bottom-left-radius: 25px;
        /* flex-wrap: wrap; */
        margin-bottom: 1%;
        padding: 8%;
        margin-top: 2%;
    }
    .faqItem{
        margin-top: 7px;
    }

    .feedbackHeading {
        font-size: 22px !important;
    }

    .feedbackItem {
        flex-wrap: wrap;
        flex-direction: column !important;
        padding: 0;
        margin: 0;
        gap: 0;
        margin-bottom: 4%;
        align-items: flex-start !important;
    }

    .CalculatorSection .form-group {
        width: 100%;
    }

    .btnCalculate,
    .btnReset,
    .btnApply {
        font-size: 15px !important;
        padding: 2% 4% !important;
    }

    .keyBenefitsSection {
        flex-wrap: wrap;
    }

    .keyBenefitsHeading {
        font-size: 30px !important;
        white-space: wrap;
        flex-direction: row !important;
    }

    .keyBenefitsHeading br{
        display: none;
    }

    .keyBenefitsList{
        line-height: 20px;
    }

    .blue-text-color {
     font-size: 15px !important;   
    }

    /* .understandingRepaymentsHeadingContainer{
        margin-left: 20px;
    } */

    .understandingRepaymentsHeading {
        font-size: 22px !important;
        white-space: wrap;
        padding: 0px 0px 10px 0px;
    }

    .loantermoptions{
        font-size: 16px !important;
    }

    .loanInterestDescription{
        font-size: 15px !important;
    }

    .row3{
        align-items: center;
        gap: 0;
    }

    .row3 > div{
        margin-left: 10px;
        gap: 0;
    }

    .feesAndAdditionalCostsHeading{
        font-size: 22px !important;
        flex: 0 0 100%;
        width: 100%;
        
    }

    .adminFeesContainer{
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 20px;
    }

    .creditLifeInsuranceContainer{ 
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 20px;
    }

    .oneOffProcessingFeesContainer{
        flex-wrap: wrap;
        gap: 0;
        display: flex;
        flex-direction: row;
        align-items: flex-start;
        margin-left: 0;
    }

    .feesAndAdditionalCostsHeadingContainer{
        width: 100%;
        flex: 0 0 100%;
    }

    .divider, .divider1{
        display: none;
    }

    .adminFeesHeading, 
    .creditLifeInsuranceHeading, 
    .oneOffProcessingFeesHeading{
        font-size: 16px !important;
    }

    .cardContainer{
        object-fit: contain;
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(40%, 3fr));
        padding-bottom: 10% !important;
    }
    .additionalCostsMainHeading{
        font-size: 20px !important;
    }
    .additionalCostItemHeading{
        font-size: 16px !important;
    } 
    .additionalCostItem p{
        font-size: 14px !important;
    }
}
}