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Planning to buy or build your dream home?

Use the Bank Windhoek Home Loan Calcultor to estimate your monthly bond repayments quickly and accurately. Whether you are a first-time buyer, upgrading, or taking out a building loan, our mortgage calculator gives you the confidence to budget and compare finance options in Namibia. By adjusting the loan amount, interest rate, and term, the Bank Windhoek bond calculator give you a clear breakdown of what to expect monthly.

How to Use the
the Mortgage
Calculator

  • 1. Enter your loan amount
  • 2. Input the interest rate
  • 3. Choose your repayment term (up to 360 months)
  • 4. View your estimated monthly payment instantly

Monthly Mortgage Repayments

Minimum amount is N$1000
Deposit cannot exceed loan amount
Interest rate required

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* Disclaimer - Figures are indicative

Key Benefits of a
Bank Windhoek
Home Loan?

  • Flexible Loan Amounts: Repayment options up to 30 years (360 months).
  • Competitive Rates: Fixed or variable rates to suit your profile.
  • Fast Approval: Quick decisions so you can focus on your home.
  • Nationwide Access: Namibia-wide branch network and dedicated
    mortgage experts.

Understanding Your Repayments

What Is a Mortage?

A mortgage (bond) is a long-term loan secured for your
property. You repay the loan plus interest over an agreed
term e.g. 25 years.

Interest Rates & Loan Terms

Select from fixed or variable rates. Terms typically range from
10 to 30 years, giving you control over your repayments.

Costs Beyond Repayments

Remember to budget for additional expenses:

  • Transfer Duties
  • Legal & Registration Fees

  • Home Insurance
  • Deposit (if required)

Frequently
Asked
Questions

What are monthly mortgage repayments?

These are the fixed amounts you pay each month including both principal and interest to repay your home loan over its term

What does mortgage term mean?

Your mortgage term is the total length of time you'll take to pay off your loan, for example, 25 or 30 years.

How does a home loan work?

You borrow a lump sum secured by a bond, then repay that amount plus interest in regular instalments over your chosen term.

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