Corporate Credit Card

Bank Windhoek’s Corporate Credit Card is designed to enhance your business or corporate banking experience. The Credit Card is accepted globally, simplifying the way you pay for company expenses.

The credit facility limit is subject to the business’s exposure, risk or revenue profile and subject to normal credit processes for approval. The approved limit can be divided amongst several credit cards linked to a single account.

Employees can use the credit card to pay for authorised business expenses, such as hotel stays, flights and online activities, without relying on their own credit cards or cash. The Credit Card has the customer’s company name as well as the name of the designated employee as the cardholder printed on the card.

Features and Benefits

Information Management

  • Customers can check the balance of their Bank Windhoek Corporate Credit Account online through iBank anytime, anywhere.
  • Customers can view detailed transaction information at employee level.
  • Customers are able to better manage their business expenses.

Improves Reconciliation Processes

  • Customers can get a consolidated statement for transactions done anywhere in the world through iBank and monthly statements detailing spend per card.
  • Easily upload the transaction listing to your existing accounting systems.
  • The system allows for faster and efficient processing.
  • Simplify reconciliation and compliance tasks.
  • Manage linked credit card limits.

Savings

  • Get up to 55 days interest free period
  • Attractive interest rates on positive balance
  • Free POS and e-commerce (online) transactions
  • Free balance enquiry at Bank Windhoek’s ATMs

Insurance

  • Free basic travel insurance cover
  • Free purchase cover

Contactless Payment Technology

The Bank Windhoek Corporate Credit Card is enabled for contactless payments at Point-of-Sales (POS) devices with a contactless sign. The contactless method allows payments to be made by tapping the card on the screen of a POS device, eliminating the possibility of possible cloning of the card. Contactless transactions enable safer, more convenient and secure payments at retail stores. The cardholder will still be prompted to enter their credit card PIN with every purchase.

Qualifying Criteria

  • The Business Current Account must be with Bank Windhoek
  • Credit limit is subject to credit approval

Corporate Credit Card Default Purchase Limits

Activity Limits​
ATM Withdrawal N$2,000
POS Purchase N$10,000
Online Purchases N$10,000


*Above amounts can be increased or decreased by the customer at any time on the Mobile App or with the account manager.

Corporate Credit Card Default Fees

Activity Fee
Monthly Card Fee (Per Card) N$56.37
Point of Sale Purchases Free
Cash Withdrawal at a Bank Windhoek ATM N$11.00 per N$300 with a min of N$11.00 and a max of N$55.00
Cash Withdrawal at other Bank ATM N$11.40 per N$300.00 plus N$36.26
Balance enquiry at a Bank Windhoek ATM Free
Balance enquiry at other Bank ATM

N$8.58

 

Card replacement

N$207.25

 

Re-issue of new PIN N$23.02​


Frequently Asked Que​stions​ ​

 
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